Giving cash may not always be the best way for you to make a gift to PCS. The list below briefly describes giving methods that may be more financially advantageous to your family.

• Gifts by Donor's Will - In addition to outright bequests, a will can provide remainder trusts, gift annuities, and retained life estate plans. This is the most common form of giving other than cash.
• Gifts of Appreciated Stocks or Bonds - This option allows the donor to save taxes twice through charitable deduction and the avoidance of capital gain tax.
• Life Income Gifts - Funded by appreciated stock, bonds or real estate, the donor can save taxes twice while providing dependable income for the lifetime of the donor and/or others through various trust vehicles.
• Life Insurance Policies - You can make the school beneficiary or owner of the policy. This can be a gift with modest out-of-pocket cost, particularly attractive to young donors, and those of any agewho have paid-up policies which may no longer be needed for the original purpose.
• The Gift You Can Live In For Life - You can make gifts of real estate, your home or farm, retaining the right to live in the rest of the donor's life through retained life estate.
• The Gift You Get Back - You can make gifts of income, with the income-producing asset placed in a Charitable Lead Trust for a fixed time period, returning later to the donors or heirs.
• Wealth Replacement - You can make gifts paying a life income to the donor and/or others adding insurance to r eplace the asset value which would have passed to the heirs. The cost of premiums are often offset by tax savings and/or increased income from the gift plan.

If you would ike information regarding any of the above opportunities, please contact Dr. Allen Smithers at asmithers@pcsk12.org. Please remember that all financial matters should be discussed with your private attorney or professional financial advisor.

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